By assuming responsibility for your superannuation through a Self-managed Superannuation Fund (SMSF) you can hope to appreciate the accompanying advantages with the assistance of various accounting services for SMSF:


Investment Choice 

One of the key advantages of an SMSF is investment control, and the more extensive investment decisions, for example, private and business property, collectibles, term deposits, and direct shares that SMSF individuals have contrasted with industry and retail super funds. You will likewise have access to derivatives to offer downside protection or supporting your portfolio hazard. 

One of the fundamental reasons that SMSFs are prescribed for entrepreneurs is to have the option to have business property possessed by their SMSFs and afterward rented back to the business. This gives a consistent income for SMSFs and opens up any capital to develop your business and give secure tenancy. 

Tax Strategies

Like every single super fund, SMSFs profit by concessional income tax rates. In the amassing stage, tax on investment income is capped at 15 percent; in the pension stage, there is no tax payable, not even capital gains tax. Painstakingly considered tax strategies can assist trustees with developing their super savings and decrease income tax payments as they transition to retirement. 

Ability To Pool Your Super 

Another advantage of an SMSF is the ability to pool your resources with up to three different individuals. This increased pool may permit you to get to investment opportunities that may not be accessible otherwise to your SMSF. 

DIY Setup

Superannuation Warehouse executes the setting up of your SMSF for a fee. Else, you can set it up yourself. Unadulterated DIY SMSF. 

Tax Minimisation 

Aside from defined advantage super funds (like a government employee fund), most other superannuation funds will offer the ability to take a tax-free pension as a revenue stream upon retirement. 

Another advantage of an SMSF is that it gives you more flexibility than any other superannuation funds with regards to contributions, the timing of contributions, allotting earnings to specific individuals, and implementing ‘reserves’. 

This gives trustees and their expert counsels the capacity to utilize the exceptional adaptability of an SMSF to minimize the amount of overall tax that the SMSF individuals pay inside the fund, by thinking about their one of a kind circumstance and settling on key choices on contributions, reserves, and distributions. In a public offer or ‘pooled’ superannuation fund, your extraordinary circumstances can’t be considered because you are only one of thousands or even millions of individuals who all must be dealt with the same. This implies that the trustee of the enormous superannuation fund may settle on a choice that negatively influences your tax position, and you have no real way to prevent this. 


SMSFs permit different individuals to run a combination of accumulation and pension accounts. Trustees can change their investment mix as it suits them, taking into consideration a quick reaction to changes in economic situations, superannuation guarantee rules, or individual circumstances. 

Estate Planning 

SMSFs offer incredible adaptability with your estate planning needs. On the off chance that the fund’s trust deed permits it, SMSF individuals can make binding death benefit nominations that don’t lapse, dissimilar to numerous public offer superannuation funds which will, in general, require binding death benefit nominations to be updated every three years. Furthermore, SMSF individuals may have more prominent adaptability in determining how death benefits are to be paid. 

Taking everything into account, Self-Managed Super Funds are famous today and have become the most impressive retirement investment funds structure accessible. You should be happy to assume the obligations of an SMSF trustee, and a decent Financial Planner will help direct you and teach you en route.


While there are some undeniable advantages of permanent makeup/cosmetic tattooing, that being to just spare you time. Cosmetic tattooing additionally sets aside your cash and prevents frustration. Individuals with busy timetables, long drives, and various duties can save time out of their morning schedule every day. 

Here are a few advantages to having a cosmetic tattoo: 

More Shut-Eye 

Why drag yourself up at 6:30am and sluggishly do your cosmetics routine when you can get in an additional 20 minutes of rest in the first part of the day all thanks to your brows and eyes already looking on point. Permanent eyeliner, eyebrows, or lips can save you time toward the beginning of the day EVERY DAY, you can nearly turn up and be en route to work. Nearly. 

Enjoy Zero Maintenance 

Regardless of how waterproof or smudge-proof cosmetics items guarantee to be, traditional cosmetics is helpless to smearing. Permanent cosmetics, then again, is completely impervious to wear. You can take a dunk in the pool, navigate unexpected rains, and rub your eyes without agonizing over ruining your look. 

Time Saver

Putting your cosmetics on every morning requires some investment, and in case you’re turning up not long before you have to leave for work, permanent cosmetics are for you! While a few people use it rather than conventional cosmetics, others use it as a base from which to work on – and for those days they don’t have the opportunity to try and apply it. 

Not Just Saving Time 

Those with noteworthy irregular characteristics – the absence of evenness needing to improve an imbalance. 

Those with overplucked brows where hairs no longer grow back and are presently patchy, short, and start excessively far out, just as those with extremely reasonable non-existent brows that simply are not noticeable. 

With cosmetic tattooing, you never need to stress over your cosmetics smirching or blurring – permanent makeup/cosmetic tattooing won’t fall off after swimming, working out or showering. Be that as it may, there are numerous explanations for somebody to get lasting cosmetics past the time-saving advantages. 

Cost Savings

Cosmetics costs are getting really costly nowadays and in the event that you wear it consistently, that is a huge number of dollars consistently!! Cosmetic tattooing is a one-off cost and can produce cost savings over the long haul where you won’t need to include liquid eyeliner or eyebrow gel to your shopping container. 

Ease Allergies 

Those with skin sensitivities and hypersensitivities can confront a ton of disappointment looking for magnificent items that won’t cause rashes or irritation. Evaluating various brands frequently causes breakouts you wind up covering with more cosmetics. End the pattern of hypersensitive responses with permanent cosmetics, which will give you the presence of wearing cosmetics without the aggravation. 

Sensitive Skin 

A few ladies wind up having hypersensitivities to topical cosmetics. Perpetual cosmetics spares them from the agony and inconvenience these sensitivities cause. 

Medical Reasons Too 

Individuals with physical handicaps or disabled motor skills, for example, Parkinson’s disease, joint pain, or multiple sclerosis, may need perpetual cosmetics since it tends to be a troublesome task for them to apply cosmetics themselves. With perpetual makeup/cosmetic tattooing, they can keep on wearing cosmetics without agonizing over whether they have applied it precisely. Individuals with helpless visual perception may put resources into perpetual cosmetics for similar reasons. Individuals with allergies to cosmetics as well as environmental allergies. 

Restorative and clinical tattooing can calm individuals in some of these recorded situations of significant frailty and help to reestablish certainty and opportunity. If you need to understand more about the advantages of cosmetic tattoos, you can definitely visit this website to find out more.

Granny Flats Design Ideas

Granny flats are designed to be used as accessory dwelling units (ADUs) on the property of a single-family home or detached building.

These self-contained living spaces typically include a bedroom, bathroom and kitchenette; some models also come with storage space, laundry facilities and even enclosed private outdoor spaces for garden plots or pets.

ADUs can provide income-generating potential by meeting two key criteria: they must have independent access from the main house with separate meters for gas, electricity, water/sewer services; they must meet code requirements in terms of health, safety and structural soundness.

Some granny flats are specifically designed for elderly family members who need around-the-clock care but wish to maintain their independence while remaining in the family home.

Granny flats may be used as housing for the elderly, a teen who needs her own space or a live-in nanny. They can also be rented out to guests visiting from abroad or other renters who need a place to stay without committing to an entire house rental agreement.

The government has further encouraged the use of granny flats to ease urban overcrowding, which is especially acute in cities such as Hong Kong and London. This amendment increased the allowed total floor area for residential development on all land zoned as residential, commercial and industrial.

Most jurisdictions that allow granny flats have minimum setback requirements for protection of privacy and adequate access widths to ensure safe passage by emergency vehicles and pedestrians. Most also place limits on the types of renovations and structural changes that can be made to existing homes.

Currently, there are about 30 US states plus the District of Columbia where individuals who own a primary residence may build an ADU on their property without having to obtain special permitting or zoning requests.

This is also true of most provinces in Canada. Of course, homeowners should always check with local authorities to ensure they meet all relevant building and safety codes for this type of housing development.

Granny flats have become increasingly popular as young families decide to raise children in city centres where affordable family-sized housing is scarce. As such, some developers create specific designs meant for a multi-generational living – either by attaching two units side-by-side or transferring a primary residence into an attached or detached granny flat.

The number of people living in granny flats is expected to increase as they become more widely accepted, both as an affordable housing option and as a way to ease capacity issues for the aging population. Two-thirds of the world’s countries already allow such units on their property with official guidelines for development often found directly on government websites.

For those that do not, there are plenty of resources available online from reputable manufacturers and distributors who can help homeowners design, plan and construct granny flats to suit any need or purpose.

Not all zoning laws recognize ADUs and this has resulted in some interesting (and controversial) projects across North America meant to test regulation loopholes. In the US, a couple in Colorado has been allowed to construct a two-story granny flat under their deck rather than an attached structure on the property.

Another man in New York City created a separate apartment for his ex-wife by building a bunker underneath his garage and renting it out as housing without official inspection or permitting. In both cases, these homeowners have chosen to flaunt zoning laws with little repercussion from the government.   

As more developments arise designed for convenience, affordability and independence regardless of age, those considering a life transition might consider a smaller living space that allows them increased freedom while saving money at the same time.

What To Avoid In A Tightening Mask

A Tightening Mask is like any other mask, but instead of applying it to your face, you apply it to your neck and jawline. Tightening masks are designed to firm the skin on the neck and chin, so that if there are saggy parts or wrinkles on these areas, they will appear smaller after using the Tightening Mask.

When you put on a Tightening Mask, you must be careful not to do certain things in order for the Tightening Mask to work its magic without side effects. Here are 12 things that you should NOT do while wearing a Tightening Mask:

1) Do not drink hot beverages within 20 minutes before or after putting on the Tightening Mask. When drinking hot beverages, make sure that you do not put the cup on your Tightening Mask as this can cause some of the Tightening Mask to transfer onto the surface of the cup and then into your mouth.

2) Do not wear a Tightening Mask for more than 30 minutes. After half an hour, take off your Tightening Mask and let your skin dry up before putting on another Tightening Mask or putting on make-up. This will prevent certain chemicals from settling into your pores and causing pimples and infections.

3) Avoid sleeping with Tightening Masks still on at night . If you do so, there is a chance that you might accidentally smudge it onto your pillow, which may lead to breakouts in the future. Also may be quite uncomfortable for you if Tightening Mask is still on your face when you sleep.

4) Avoid wearing Tightening Masks during gym or sports activities . Tightening Masks are not sweat-proof and may cause the Tightening Mask to run into your eyes, which can then tangle with your contact lenses. During gym or sports activities, it is best to put on a regular mask (one that does not tighten the skin).

5) Do not use Tightening Masks within 24 hours after using Retinoid Cream . Tightening Masks work by increasing blood flow to the areas where they are applied. If you have recently used Retinoid cream on these parts, this process will increase even more so than usual and result in an increased chance of side effects such as skin irritation.

6) Tightening Masks should not be put on before moisturizing, as moisturizing will lock the Tightening Mask onto your skin and make it difficult for you to take off the Tightening Mask. Do not use Tightening Masks if you have oily skin . Tightening Masks typically do not work well with people who have extremely oily skin because these people already produce a large amount of oil that can be enough to prevent Tightening Masks from doing their job properly.

8) Take medication only 30 minutes after taking off Tightening masks , otherwise there is a chance that some of it may get into your system through the pores in your neck. This does not happen very often, but you can help prevent it by waiting 30 minutes after removing Tightening masks before taking any medication or swallowing pills of any kind.

9) Tightening Masks are not recommended for pregnant women . Tightening masks work by increasing blood flow to the areas where they are applied, which can cause side effects such as skin irritation and inflammation if you are currently pregnant. It is best to avoid Tightening Masks completely while you are pregnant. 

10) Tightening Masks should not be used more than twice a week on the same area , otherwise your skin will become too dry and irritated. If you feel like using Tightening Masks more often, put them on other parts of your body instead (such as your arms). 

11) Do not use Tightening Mask Tightening Masks can cause dryness and irritation if used more often than recommended, so please use Tightening Masks with caution.

12) Tightening masks should not be put on a person who is currently taking medication related to high blood pressure . Tightening masks increase blood flow, which may cause the Tightening Mask to become very hot and cause an increased heart rate. This does not happen very often, but you can help prevent it from happening by waiting an hour after taking Tightening masks before taking any medication for high blood pressure.

Tightening masks should also not be used if you have a history of heart disease, especially if Tightening Masks make you feel uncomfortable or unusually hot.

Pipe Relining Sydney-Get Something New!

Epoxy pipe lining is introduced by utilization of Pipe Relining Sydney – wisdomrelining.com.au existing passages, so experts don’t need to dive gaps or channels in roofs, dividers, floors or the ground. These epoxy coatings guarantee sans contaminant drinking water and keep sewage from spilling into the water table. Notwithstanding the entirety of the before-referenced advantages, the epoxy pipe lining process has been demonstrated to be significantly more successful at stretching the life of the funnels and forestalling future issues. This is on the grounds that it makes another, consistent channel inside the host pipe that will withstand more weight than the funnels set up.

Pipe Relining Sydney-How They Work?

On the off chance that you are a land owner or property director of private, business, modern or city properties, forestall destruction and cerebral pains by exploiting the imaginative epoxy pipe lining arrangement. Because others are overlooking the disintegrating water framework around them, doesn’t mean you need to stand around, also.

Its simply one more sign that we are pushing ahead with the progression of innovation. The advanced innovation has settled numerous issues and contrived plans alongside gear for achieving undertakings that were once viewed as inconceivable. From little to huge issues everything is dealt with. Presently the greater part of your pipeline spillage issue will likewise be limited, however much as could be expected, by just introducing HDPE pipelining.

Things You Should Know About Tiles

Tiling describes the procedure of laying tiles– pieces of a comparable shape– on roofing systems, walls, or other surface areas such as countertops. Tiles offer a space an entire makeover, upping its aesthetic quality and adding a brand-new character to it.

There are various elements of tiles, the knowledge that makes buyers much better notified, and enables them to make the best option for their commercial or property task. 

Here are some tiling realities you may find valuable for your next task, also check the blog here for tiling tools and equipment.

Kinds Of Tiles

Each tile comes with its own specialty. Depending upon your requirements of budget, looks and design results, you can pick a tile that finest matches your needs.

Marble– This natural stone can impart a classic and abundant want to any area. Marble tiles were available on different surfaces such as tumbled, brushed and polished.

MosaicMosaic tiles include distinct mosaic decorations, an ancient art with Roman and Greek origins. These tiles are utilized to add a modern and original touch to areas, consisting of walls and floors. They are commonly used for kitchens and restrooms to create a highlighting backsplash impact.

Ceramic— These are extremely resilient tiles used for locations that see heavy foot traffic. Ceramic tiles are made from clay derived from natural products such as slate, rock or marble. The clay is baked and after that pressed into the wanted shape under excellent pressure. This production process makes ceramic tiles exceptionally strong. A sealed photographic image of stone or wood forms the leading layer of the tile.

Porcelain— Porcelain is a ceramic version. Porcelain tiles are extremely long-lasting and water-resistant. Other benefits consist of low maintenance, spill and stain resistance, fire resistance, and high effect tolerance.

Natural Stone— Tiles in this classification can be of slate, travertine, limestone, sandstone and marble. The tile preparation process makes use of natural materials such as calcareous, quartz, feldspar and sedimentary rocks.

Tiles can truly alter the feel and look of a room, and they’re a much bigger investment than paint! If you are refurbishing or constructing a new house, you probably wish to invest a reasonable amount of time investigating your choices.

Restroom Tile Trends

Bathrooms are one of the most popular locations to showcase terrific tile work. Since installing tile is rather labour extensive it’s not something you wish to replace every few years.

Neutral Colors

Current contemporary designs tend to lean heavily toward using neutral tile colours. They work well with the smooth and simple lines of contemporary design. Both grey and beige are currently popular choices for complementary colours.

New-Look Train Tiles

Not that long ago, some designers forecasted the death of train tiles. They were viewed as too boring. Today, train tiles are a bit more intriguing

Wonderful Matte Surfaces

When thinking about tile, typically individuals think of glossy finishes. Matte-finished tiles, however, produce a striking and soft appeal that never looks “excessive.

What are tile ‘deals with’?

The number of faces refers to the number of various patterns printed on the tiles. This can vary from simply 1 on fundamental tiles to 30+ on premium varieties. A tile with 20+ deals will look exceptionally reasonable when laid, as it is less likely to see two tiles that look the same. 

When a pattern is noticeable it will look more synthetic, a tile with fewer faces will repeat the same pattern over and over and. A premium tile will have a degree of variation between the tile faces to make it look more genuine. The listed below picture on the right shows a tile with simply 5 faces and a repeat pattern, in comparison to a tile with 30 faces (left) where the marble looks more realistic.

What Does Tile Variation Suggest?

A low variation tile suggests there is limited variation in between each tile and when the tile is laid the finished result will look very similar to the sample you saw in the store. An excellent example of a consistent tile would be a white wall tile.

To make this clear all our tiles have a V score from 1 to 4.

  • V1– Uniform– minimal distinctions between pieces of the very same production run.
  • V2– Small – clearly distinguishable distinctions in texture and/or pattern, with comparable colours.
  • V3– Moderate– the number of colours on each piece differs considerably substantially, however they do not differ significantly between pieces.
  • V4– Significant– random colour distinctions from tile to tile so that one tile might have absolutely different colours from another tile.

Bassinet Buying Guide

A bassinet has different advantages, however, comfort and genuine feelings of serenity probably top the rundown. 

Since your little one will be inside arm’s scope, a bassinet makes those centre of-the-late evenings taking care of meetings somewhat simpler. (What’s more, at 2 a.m., we’ll take all the simple we can get.)

Whether you’re nursing or utilizing a jug, you’ll have the option to reach over and get a child when it’s the ideal opportunity for taking care of without wandering excessively far from the solaces of your bed. Particularly in case, you’re another mother recuperating from conveyance and have restricted portability, this can be a major addition. 

breathable bassinet

Bassinets additionally give significant serenity during those initial not many long stretches of parenthood when it appears as though stressing is over the lone thing that is falling into place without a hitch for you.

Most bassinets are situated at a similar stature as your bed, making it simple to get a brief look at your infant to console you (and them) that all is great. Keeping them in such nearness will likewise make it simple for you to hear in case they’re beginning to awaken or get particular so you’ll realize it’s nearly an ideal opportunity for a snuggle or taking care of.

They’re additionally an extraordinary alternative for guardians who need children as close as could be expected yet don’t have any desire to bed-share, which the American Academy of Pediatrics doesn’t suggest. 

Not all guardians will cherish having a child so close, however. In case you’re a light sleeper, or then again if hearing each snort and squeak is making you more restless, setting your child to rest in the nursery lodging might work out better for everybody. 

When Do You Need a Bassinet? 

Bassinets are utilized during the infant stage until your child can move around, push up on their hands or turn over, for the most part between 90 days five months old. A few bassinets have weight limitations too, which change contingent upon the model you buy. 

How We Choose Our Best Bassinets Picks 

We requested thousands from genuine Babylist families about the child items they love the most, then, at that point took the top bassinets they imparted to us and added our exploration and understanding. We think you and your little one will adore something like one of these things as well. 

Do you think this substance is useful? 

Tell our editors! 

What’s Worth Considering 

The disadvantage to being so solid… is that it’s weighty. It’s not the best decision on the off chance that you’ll have to move it from one space to another. It’s likewise an exorbitant cost point for a piece of stuff you’ll just use during the infant stage. 

What Babylist Parents Say “The best. I had two c-areas. This had quite recently come out when I had my second, and the thing that matters is tremendous having the option to remain situated to get the child out to nurture offered a truly necessary reprieve to my mending wound. All out distinct advantage all things considered.” – Catherine K. 

Versatile + Affordable 

Basic, clear and very much valued 

Lightweight and ultra-convenient 

Breathable lattice sides 

What Our Experts Think You don’t generally require a ton of extravagant accessories with regards to extraordinary child gear. The Lullago is a smooth, straightforward bassinet that is extraordinary for home and travel. It overlays up so minimally that you can convey it on your shoulder in the included sack. What’s more, did we refer to a restless parent who can set it up in short order? Done a lot. 

What’s Worth Considering To get together this bassinet, the sleeping cushion folds down the middle. Your child likely will not see the little edge in the centre when the sleeping cushion lays level, however, a few guardians stress over the solace. It likewise doesn’t accompany sheets (however changing cushion covers function admirably!).

Engineered Timber Floors – A Practical Alternative

Engineered wood floors are simply a perfect alternative to real wood flooring and an excellent means to enhance the appearance, visual appeal and overall value of your property. In essence, engineered timber floors consist of a single layer of timber that is manufactured in a factory and then finished in a workshop using specialized equipment. It is then sold to the public as a finished hardwood floor using a bonding agent that will keep the wood surface intact for years to come. This flooring solution is extremely popular due to the fact that it is 100 percent waterproof and scratch/slip resistant and can even be installed on surfaces as deep as four feet!

How You Can (Do) Engineered Timber Floors Almost Instantly

engineered timber floors

The engineered timber floors are produced with a minimum amount of grain that makes it far more visually appealing than typical natural hardwood flooring solutions. Also, this type of flooring has a much longer life expectancy than the latter due to the fact that the wear layer present is much thinner. This wear layer helps the floor endure wear and tear far better than a solid floor, and without the need to repair or refinish it frequently. It also has superb resistance to water, mold, mildew, stains, grease and sand, and is very dense, which further ensures that the floor remains intact and sound underfoot.

Engineered timber flooring is highly durable and highly shock resistant as well, which means it can be used anywhere in your home or office without fear of damage to your valuable property. Also, because it is manufactured only using a few layers of wood, it is far more cost effective than solid wood flooring solutions. Finally, the engineered timber floors is 100 percent waterproof and can also withstand extremely high temperatures, which is ideal for kitchens, bathrooms and swimming pools. If you are considering installing a new wooden floor, then this type of flooring is the perfect solution!

canoe Hire – Camping in Whanganui

Whanganui canoe hire is an island that is located in the Bay of Plenty in New Zealand. The largest city on the island is Whangaparaoa and it is situated on Cook Strait. It is a beautiful island with plenty of space to explore and plenty of things to do in the great outdoors such as hiking, surfing, scuba diving, fishing and sailing. There are many great outdoor activities on the island of New Zealand, including walking, biking, mountain biking, kayaking, and canoeing. The island is also known for having a variety of different cultures which have made it the perfect place for people who enjoy the great outdoors to settle down.

How to know about Camping in Whanganui

whanganui canoe hire

Whanganui is a wonderful place to get away from the fast pace of cities and life in general and you can get yourself and your family on board of one of the ferries that travel to Whanganui each day. The island of New Zealand is known for its incredible natural beauty and all of the different forms of outdoor sports can be enjoyed by people of all ages. One of the most popular activities in the summer months is tubing through the Hauraki Gulf. The waters are filled with tropical fish and stunning underwater sights that allow you to see amazing scenery in a very unique way. Other popular tours include deep sea fishing and kayaking down the Hauraki Gulf. You can hire a variety of different types of watercraft on a day out in Whanganui and here are some of the best deals you can find:

If you want to experience the peaceful beauty of the island of New Zealand then you should definitely consider taking part in some of the great outdoors activities on the island of Whanganui. You can canoe on Lake Taupo or take part in other water activities on the remote lake that is only accessible by boat. If you are more interested in enjoying the great outdoors around a campfire or in the open air while sipping your favourite beverage then you should consider taking a hike on one of the many trails around the island. You can choose from walking, biking, fishing and rowing. You can even book into one of the Whangans camping grounds on the island if you don’t fancy camping and would prefer to stay in a tent. All of these are great ways to enjoy the great outdoors around one of the most beautiful places in New Zealand.

Finding the Right Manly Locksmith

Finding the Right Manly Locksmith

A Manly locksmith choose us offers 24-hour general car security services at Manly, IA. Should you’ve misplaced your car keys, an expert Manly locksmith could quickly come to your place of residence and instantly remake your missing car key right on the spot! They are quite helpful with emergency lockouts as well and may be able to offer you new keys for your vehicle immediately upon their arrival. A mobile locksmith in Manly is also trained to help you with any related issues regarding your car’s lock system – from repairing damage to advising you of the most effective way to lock your keys away. In short, a Manly locksmith could be the person you need at the most crucial of times, saving you the time, aggravation, and possibly even your vehicle!

A Sydney Locksmith: The city of Sydney is well-known for its amazing attractions, but did you know that it’s also home to one of Australia’s premier and best-kept secrets – the Sydney Locksmith? At the heart of this exciting town is its network of towermanic plazas, each of which has its own story to tell. On the north shore of the harbour is the iconic Sydney Opera House, which also boasts one of Australia’s largest skyline.

To ensure that you get the best value for money when you choose a Manly locksmith, ensure that you employ the appropriate company. There are many highly competent manly locksmiths in Manly to choose from, so it pays to do some research in order to find the appropriate company to aid you. With the internet being so readily available, this should not prove difficult at all. Take a look online today at the list of companies in Manly – you’ll be amazed at the range of options that are on offer to you today.